Credit Card
World Citizen Credit Card Full review!
This credit is the one you might be looking for if you are the kind of person who travels all the time and wants some benefits because of it!
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As the name suggests, this card is amazing for a citizen of the World!
We invite you to join us as we take you on a tour through every aspect of the World Citizen Credit Card, an extraordinary financial offering.
This article is your key to discovering the amazing features and perks of the World Citizen Credit Card, whether you’re a frequent traveler or a lifestyle enthusiast.
We cover every angle in this exhaustive analysis, giving you invaluable information about the card’s travel incentives, lifestyle advantages, and insurance coverage.
Also, we’ll go through the benefits of using digital platforms, how simple it is to manage your money, and the rewards you may get for each transaction.
Join us as we explore the World Citizen Credit Card’s special advantages and potential disadvantages.
How does the World Citizen Credit Card work?
Standard Bank’s World Citizen Credit Card comes with a number of unique advantages that are intended to improve your travel and daily life.
This premium card offers access to a customized credit limit of R250,000, a reasonable interest rate for a monthly charge of R199, and a minimum monthly income criterion of R25,000.
The World Citizen Credit Card’s travel benefits are its standout feature; they include full travel insurance for enhanced peace of mind and up to 20% off Emirates flights through the Leisure Desk.
Additionally, Avis offers discounts on foreign vehicle rentals, while Booking.com offers cashback on hotel reservations.
Other travel-related advantages include access to lounges, special savings on travel-related services, and worldwide Wi-Fi connectivity.
Lifestyle advantages include a variety of premium options, including Wine-of-the-Month Club savings, Bicestercollection luxury shopping privileges at European shopping malls, and access to the Priceless Specials MEA App for food and lifestyle deals.
The card has cutting-edge digital capabilities that make maintenance simple via the Standard Bank App, SnapScan, and other services.
For secure transactions, it has chip-and-pin technology, and it supports 3D Secure verification for online purchases.
The card offers an interest-free grace period of up to 55 days if the account is paid in full, a 3% minimum monthly repayment requirement, and an introductory charge of R180.
However, there won’t be a monthly charge if it’s combined with a Private Banking Signature account.
Overall, the World Citizen Credit Card is a desirable option for regular travelers and lifestyle fans because it offers compelling travel incentives, lifestyle rewards, and practical digital capabilities.
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What are the main benefits of the World Citizen Credit Card?
- Travel benefits: When booking through the Leisure Desk, take advantage of exclusive airfare discounts of up to 20% on Emirates flights. Additionally, Avis offers up to 35% off chauffeured services and international car rentals.
- Travel worry-free with automatic comprehensive travel insurance that includes coverage for medical emergencies, lost luggage, and flight delays provided by the card.
- Access to lounges: Enjoy unrestricted use of the Standard Bank, Bidvest, and International lounges to ensure comfort and relaxation while traveling.
- Cashback on Hotel Bookings: Make your stays even more rewarding by receiving up to 5% cashback when making any local or international hotel, apartment, or other reservation.
What are the potential drawbacks of the World Citizen Credit Card?
- High Monthly Fee: The card has a rather high monthly fee of R199.00, making it unsuitable for people who prefer credit cards with lower annual fees.
- It may be difficult for some people to fulfill the R25,000 minimum monthly income requirement, which is required in order to be eligible for the card.
- Interest Rates: Depending on individual credit profiles, the card’s personalized interest rate may change. If not carefully handled, high interest rates may result in higher charges for unpaid balances.
- Since some of the World Citizen Credit Card’s perks and promotions are geared toward people who lead a more upscale lifestyle, those who don’t frequently use travel or other luxuries may not be able to take full advantage of these advantages.
Wanna learn how to apply?
Then be sure to read our next article.
You will discover all the prerequisites you will need to meet and the steps involved in applying for a credit card. Look it up!
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